PB Financial Group and Hard Money Lending
In this episode the topic dove into real estate finances, featuring Pouyan Broukhim, founder of PB Financial Group Corp. Pouyan shared valuable insights on hard money lending and the real estate market.
What is Hard Money Lending?
Hard money loans are an alternative financial solution for people who need quick access to capital. It’s especially useful for real estate investors who want to secure their investment quickly compared to traditional bank loans, which can take up to 45 days for approval. Hard money loans give financing solutions in as little as 7 to 10 days, making them perfect for people who don’t have the luxury of time.
Unlike traditional financing, which relies heavily on credit scores and strict underwriting processes, hard money lenders like PB Financial Group base decisions on the value of real estate assets. Essentially, it’s lending is based on the property’s collateral value rather than the borrower’s entire financial history.
Ideal Candidates for Hard Money Loans
Hard money loans aren’t for everyone. Who should consider one? They’re ideal for people who are:
- Flipping properties
- Involved in short-term real estate investments
- Looking for immediate access to funds
- Trying to buy distressed properties that traditional lenders won’t finance
If you’ve spotted an opportunity but don’t have the luxury of navigating bank bureaucracy, hard money loans can bridge that gap.
Fast and Flexible Approval Process
With PB Financial Group, you can expect a highly efficient approval process. Rather than months of paperwork, rejection letters, and hoops to jump through, Pouyan’s team gets your loan approved in just one to two weeks. This type of financial agility allows investors to grab lucrative real estate deals before they’re gone.
Why Consider PB Financial Group?
Pouyan emphasized that PB Financial isn’t just another lender. His company prides itself on its high-quality customer service, fast response times, and ability to customize loan terms based on the client’s specific needs.
Whether it’s a short-term bridge loan, a multi-family property loan, or just securing funds for flipping projects, Pouyan has the experience and flexibility to see things through.
Common Questions from Real Estate Investors
The episode addressed several common questions coming in from listeners:
- Pouyan explained the loan-to-value ratio, used to measure the loan amount against the property’s value—helping investors understand if they have strong collateral.
- He touched on prepayment penalties, typically a concern for people looking to pay off their loans early. In hard money lending, terms can vary, with the borrower often having flexibility depending on their project duration.
- We also learned about how rising interest rates have impacted both traditional and hard money lending, showing that while the market has shifted, investors can still use PB Financial Group’s quick-access loans to make purchases others might miss.
PB Financial Group empowers real estate investors with fast, flexible funding, allowing them to secure capital in days instead of weeks. Through asset-based lending, founder Pouyan Broukhim offers tailored solutions for bridge loans, flips, and distressed property purchases, making PB Financial Group a trusted, agile partner in the competitive real estate market.
For more information, visit www.CalHardMoney.com or call PB Financial Group at (877) 700-3703. To apply for a hard money loan, click here.
