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The Importance of a Solid Foundation

By August 13, 2019June 29th, 2023Blog, hard money lenders in San Francisco
hard money loan in San Francisco

A hard money loan in San Francisco can be your ticket to capitalizing on one of the most lucrative real estate rental markets in the country.As you size-up a potential property, keep in mind that one of the most important features that needs to be examined before you seal the deal is the structure’s foundation. If there are problems with the foundation, you could be looking at major costs and a complicated repair process.The overall strength of a building lies in its foundation. If it is unsafe, the occupants and the surrounding neighborhood could be at risk – and you could be held liable.While it’s definitely a good idea to have the foundation inspected by an expert, there are a few tell-tale signs you can look out for.

  • If the foundation is a concrete slab, position yourself at a corner and look directly down the wall. Walls that are essentially straight will typically mean the foundation is in decent shape. Pay close attention to any unevenness and cracks that appear either inside or outside of the walls.While hairline cracks are usually harmless, large cracks or any unevenness could be a revelation that the surrounding soil is putting pressure on the structure walls by contracting or expanding.

    You can also test the strength of a slab foundation by using a screwdriver to gently test the outside edge. If you can break off a piece of the slab, the builder may have used either too much water or salty sand during the construction.

  • For a structure with a basement or crawl space, pay attention to the support posts. They should be straight, strong and level.Additionally, check any visible woodwork for signs of rot, and look for any traces of puddled water, which can indicate potential drainage issues. Further, when inside the structure, warning signs include, windows that do not open and close easily; doors that fail to make a secure latch when closed; cracks in walls and in corners where the walls are joined.

If you’ve identified a potential investment property, the expert hard money lenders at PB Financial Group are here to help turn your dreams into a reality. We can quickly process your loan request and will working closely with you to ensure the venture is a winning situation for everyone involved.
San Francisco is one of the most lucrative areas for real estate investment in the country, and it looks to stay that way for the foreseeable future. If you are ready to stake your claim with a hard money loan in San Francisco, call PB Financial Group today.

To learn more or to schedule a consultation please contact PB Financial Group at 877.700.3707 or visit for further information.

PB Financial NMLS #357614/DRE #01522495

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