PB Financial is a leading hard money lender in Los Angeles that has contributed to the growth of dozens of businesses small and large. We consider ourselves advocates for our clients’ success — it’s not about making a quick profit or turning properties, but about assisting clients as they work toward achieving their dreams. A hard money loan is a powerful tool to tap into a business owners’ ability to access capital from a commercial or residential California Property.
Transparency is key to PB Financial Group Corp’s success. We don’t believe in upfront fees or unfair surprises. That’s why we’ve worked up this brief guide on what you should consider before deciding on a lending partner:
It’s not difficult for a company to advertise itself as an experienced hard money lender. What you must look for is a history of success for both the company and its clients. Truly good hard money lenders in California will have a long list of happy clients and can easily refer you to testimonials that will give you an idea of what working with that company is like. PB Financial has a proven record of success and positive client interaction since 2006 and over 1200+ and counting 1st and 2nd position Private Money/Hard Money Loans in California.
Don’t rely on a hard money lender that hides its terms or refuses to disclose information about its practice. You should feel comfortable about your lending partner and this comfort comes from knowing exactly what to expect — PB Financial works hard to ensure our clients are always on the same page as our account professionals. We provide you a term sheet with breakdown of all associated fees with your loan within 4 hours to 72 hours, so you know exactly what you are getting. We are not a bait-and-switch company and we do not charge an UPFRONT Fee to know what we are going to offer our borrowers.
One of the largest benefits to hard money lending is that it isn’t subject to the same hardline requirements as a traditional loan. Bankruptcy, bad credit, and other financial troubles do not necessarily have a negative impact on your ability to receive a hard money loan. If your bank institution or other lender in California refuses to lend to you based on a traditional lending metric, it’s possible you’ll have a much quicker and better experience with a proven company like PB Financial Group Corp.
PB Financial NMLS #357614/DRE #01522495